Category Archives: Mortgage, Taxes and Insurance

How To Purchase A House With No Down Payment

A down payment is often one of the most challenging barriers for people to purchase a home. Making a 20% down payment is difficult for many individuals, therefore they believe they will not be able to buy a house. There are actually ways to buy a house with no down payment. You can utilize many different strategies to make your dream of homeownership a reality.

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What Causes Mortgage Rates to Change?

The mortgage market is generally not considered by most individuals until they are working to buy or refinance a house. A home loan from a bank, mortgage lender, or other financial institution is referred to as a mortgage.

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Tax Reduction Methods for Homeowners

Most homeowners would agree that they pay too much in property taxes. Real estate taxes are levied by local governments and collected by homeowners. They’re called ad valorem, which means they’re calculated according to the value of your home.

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If mortgage rates rise by 100 basis points, housing costs may jump by $100,000

If you’re in the market for a new home, you may be feeling the pinch of higher mortgage rates. Rates have been on the rise in recent months, and they’re expected to continue to climb in the coming year. There are a few things you can do to offset the impact of higher rates. One is to make sure you’re getting the best deal on your mortgage. Shop around and compare rates from a variety of lenders. Another option is to consider a shorter-term loan. A 15-year […]

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